Find out the Best Residential Mortgage Rates and Deals
We offer a comprehensive range of mortgages from across the market, making sure you get the best mortgage that fits your needs and circumstances.
Don’t miss out on the latest low rates & huge potential savings!
Secure Low Fixed Rates - Now
No Upfront Fees
Free, No Obligation Quotes
Save Money, Time and Hassle
We'll Compare More Than 70+ Lenders And 27,000 Deals
Michael Bowdidge
Residential Director
With over 30 years experience in the mortgage industry we can help you find the best deal for your needs and circumstances.
Book a Free Initial Consultation Chat
Or Call us now!
We will tell you everything you need to know about your mortgage, completely for free. You only pay us if your mortgage is successful.
Whatever your circumstances, we can help you to:
Buy your first home
Upsize or downsize
Remortgage - reserve a new rate
Home improvements
Consolidate debts
Release equity
Buy to Let or Let to Buy
Find out the Best Residential Mortgage Rates and Deals
We offer a comprehensive range of mortgages from across the market, making sure you get the best mortgage that fits your needs and circumstances.
Don’t miss out on the latest low rates & huge potential savings!
Whatever your circumstances, we can help you to:
Buy your first home
Upsize or downsize
Remortgage
Home improvements
Consolidate debts
Release equity
Buy to Let or Let to Buy
Michael Bowdidge
We handle the paperwork
Individual advice from an adviser down the road
Access to over 27,000 mortgage products from 70+ lenders
Nothing To Pay Unless You Complete
We handle the paperwork
Individual advice from an adviser down the road
Access to over 27,000 mortgage products from 70+ lenders
Nothing To Pay Unless You Complete
UK Mortgage Brokers
Who We Help
Whether you’re a first time buyer looking to purchase your first home, or a home mover looking to move to a bigger property, we’re here to make your dreams a reality.
Your mortgage journey begins with a free, no-obligation consultation at a time to suit you, that takes an in-depth look at your personal circumstances. You might be joining the property ladder for the first time, taking the next rung up or a step back down. Or perhaps you want to release equity or improve your financial position. Whatever your situation, we are here to help.
First Time Buyer
Home Mover
New Build Schemes
Remortgage
Adverse
Bridging Finance
Buy to Let
UK Mortgage Brokers
Who We Help
Whether you’re a first time buyer looking to purchase your first home, or a home mover looking to move to a bigger property, we’re here to make your dreams a reality.
We are proud to be your award-winning mortgage brokerage covering the whole of the UK.
Your mortgage journey begins with a
free, no-obligation consultation at a time to suit you, that takes an in-depth look at your personal circumstances. You might be joining the property ladder for the first time, taking the next rung up or a step back down. Or perhaps you want to release equity or improve your financial position. Whatever your situation, we are here to help.
First Time Buyer
Home Mover
New Build Schemes
Remortgage
Remortgage
Adverse
Bridging Finance
Buy To Let
What our clients say
I’d highly recommend
Mike helped us with our recent remortgage and made the process quick and simple for us. Despite finding us the best product a number of months ago, Mike continued to search for more competitive rates as the economic environment changed so much around the time of the remortgage. I’d highly recommend Mike for support with new mortgage or remortgages!
Emma
Fast, efficient & friendly advice
Used Michael & the Mortgage Simple team based on a recommendation and didn’t look back. Fast, efficient & friendly advice. The team went above & beyond to secure a great rate & were always incredibly responsive to any questions & queries - 5* service!
Dean
Would absolutely recommend to anyone
Martin was really helpful and attentive to us even though we were in a really difficult situation. He was really easy to get hold of whenever we needed him, and answered all the questions we had as first time buyers with knowledgeable answers. He went above and beyond with our mortgage application as it was time sensitive, and made the processes of getting insurance policies quick and painless. Would absolutely recommend to anyone.
Maxwell Cussans
What our clients say
Fast, efficient & friendly advice
Used Michael & the Mortgage Simple team based on a recommendation and didn’t look back. Fast, efficient & friendly advice. The team went above & beyond to secure a great rate & were always incredibly responsive to any questions & queries - 5* service!
Dean
I’d highly recommend
Mike helped us with our recent remortgage and made the process quick and simple for us. Despite finding us the best product a number of months ago, Mike continued to search for more competitive rates as the economic environment changed so much around the time of the remortgage. I’d highly recommend Mike for support with new mortgage or remortgages!
Emma
Would absolutely recommend to anyone
Martin was really helpful and attentive to us even though we were in a really difficult situation. He was really easy to get hold of whenever we needed him, and answered all the questions we had as first time buyers with knowledgeable answers. He went above and beyond with our mortgage application as it was time sensitive, and made the processes of getting insurance policies quick and painless. Would absolutely recommend to anyone.
Maxwell Cussans
We search the marketplace to find the best possible mortgage
We have access to over 27,000 mortgage products from 70+ lenders to find the right mortgage tailored to your needs and requirements.
We search the marketplace to find the best possible mortgage
We have access to over 27,000 mortgage products from 70+ lenders to find the right mortgage tailored to your needs and requirements.
ABOUT MORTGAGE SIMPLE
Why Us?
Our ethos at Mortgage Simple is to provide customers with simple solutions to their borrowing needs. Navigating your way through the multiple channels involved with lenders can be a complex task. With our expertise across residential, specialist and commercial real estate finance, we pride ourselves on providing a transparent and straightforward service. We always put our clients first and will manage your financial needs by utilising our strong and established network. At Mortgage Simple, we aim to provide a service that you can trust.
We handle the paperwork
Tailored mortgage advice to your needs
Over 30+ years experience
Super simple & hassle-free
Individual advice from an adviser down the road
Michael Bowdidge
ABOUT MORTGAGE SIMPLE
Why Us?
Our ethos at Mortgage Simple is to provide customers with simple solutions to their borrowing needs. Navigating your way through the multiple channels involved with lenders can be a complex task. With our expertise across residential, specialist and commercial real estate finance, we pride ourselves on providing a transparent and straightforward service. We always put our clients first and will manage your financial needs by utilising our strong and established network. At Mortgage Simple, we aim to provide a service that you can trust.
We handle the paperwork
Tailored mortgage advice to your needs
Over 30+ years experience
Super simple & hassle-free
Individual advice from an adviser down the road
Michael Bowdidge
Residential Director
Book a Free Initial Consultation Chat
Or Call us now!
3 Easy Steps to Your New Mortgage
1. You fill out our online form or book an appointment
2. One of our advisers contacts you to learn more about your situation
3. You relax while we find you the right mortgage
3 Easy Steps to Your New Mortgage
1. You fill out our online form or book an appointment
2. One of our advisers contacts you to learn more about your situation
3. You relax while we find you the right mortgage
Your Mortgage Made Easy
UK Mortgage Brokers
Michael Bowdidge
Residential Director
Are you looking for mortgage advice you can trust?
Our friendly local experts will guide you and find the best deal.
Book a FREE no-obligation consultation today.
Your Mortgage
Made Easy
UK Mortgage Brokers
Michael Bowdidge
Residential Director
Are you looking for mortgage advice you can trust?
Our friendly local experts will guide you and find the best deal.
Book a free no-obligation call today.
Frequently Asked Question
How does a Mortgage work?
A lender (generally a bank, building society or specialist mortgage lender) loans money to someone who wants to own a home. The loan is with interest, and it is secured against the value of the person’s property. The loan agreement is registered against the title of that property. The borrower pays a deposit and the remaining loan sum and/or the interest is paid in monthly installments.
Who is a mortgage broker?
Mortgage brokers help people get mortgages. Consider them to be the middleman between the lender and the borrower. They look for the best possible deal on their client’s behalf and help them with the loan application.
How much can I borrow?
You can get a rough idea using the affordability calculator in the ‘calculators’ section of this support hub. However, it is important to bear in mind that every lender has a different approach to how much you can borrow. The actual amount you’re eligible to borrow is dependent on the cost of the property, the size of your deposit, your credit report, your debts and your affordability. You would need to contact a mortgage broker for bespoke advice based on your needs and circumstances.
What is conveyancing?
Conveyancing is the legal work your lawyer completes when you buy or sell a property. You will need a conveyancer if you want to complete the sale or purchase of a house.
How long do I take my mortgage out for?
This generally ranges from 20 to 30 years, but really depends on what you want and what you can afford. Sometimes the lender has a condition. Speak to a mortgage advisor to ascertain the terms and conditions that suit your circumstances.
How much deposit do I need?
Usually, you need at least a 10% but there have been instances of lenders accepting a 5% deposit. The larger the deposit, the smaller your monthly repayments and better interest rate.
How do I choose the most suitable mortgage for me?
There are hundreds of mortgage deals currently available. To know which one suits you best you need to consider your unique needs, priorities, and long-term plan. Speak to a mortgage advisor as soon as possible so they can guide, they will have the right tools to match you with the best mortgage deals available.
Frequently Asked Question
How does a Mortgage work?
A lender (generally a bank, building society or specialist mortgage lender) loans money to someone who wants to own a home. The loan is with interest, and it is secured against the value of the person’s property. The loan agreement is registered against the title of that property. The borrower pays a deposit and the remaining loan sum and/or the interest is paid in monthly installments.
Who is a mortgage broker?
Mortgage brokers help people get mortgages. Consider them to be the middleman between the lender and the borrower. They look for the best possible deal on their client’s behalf and help them with the loan application.
How much can I borrow?
You can get a rough idea using the affordability calculator in the ‘calculators’ section of this support hub. However, it is important to bear in mind that every lender has a different approach to how much you can borrow. The actual amount you’re eligible to borrow is dependent on the cost of the property, the size of your deposit, your credit report, your debts and your affordability. You would need to contact a mortgage broker for bespoke advice based on your needs and circumstances.
What is conveyancing?
Conveyancing is the legal work your lawyer completes when you buy or sell a property. You will need a conveyancer if you want to complete the sale or purchase of a house.
How long do I take my mortgage out for?
This generally ranges from 20 to 30 years, but really depends on what you want and what you can afford. Sometimes the lender has a condition. Speak to a mortgage advisor to ascertain the terms and conditions that suit your circumstances.
How much deposit do I need?
Usually, you need at least a 10% but there have been instances of lenders accepting a 5% deposit. The larger the deposit, the smaller your monthly repayments and better interest rate.
How do I choose the most suitable mortgage for me?
There are hundreds of mortgage deals currently available. To know which one suits you best you need to consider your unique needs, priorities, and long-term plan. Speak to a mortgage advisor as soon as possible so they can guide, they will have the right tools to match you with the best mortgage deals available.
UK MORTGAGE BROKERS
Contact Us Today
Michael Bowdidge
Residential Director
With over 30 years experience in the mortgage industry we can help you find the best deal for your needs and circumstances
Book a FREE no-obligation consultation with us today.
Phone Number: 01751 201712
Opening Hours Hours:
Monday – Friday: 9:00am – 5:30pm
Saturday: 9:00am – 5:30pm
Sunday – CLOSED
Late Appointments Available On Request
Address
1210 London Road,
Leigh-on-Sea,
Essex,
SS9 2AU
UK MORTGAGE BROKERS
Contact Us Today
Michael Bowdidge
Residential Director
With over 30 years experience in the mortgage industry we can help you find the best deal for your needs and circumstances
Book a Free Initial Consultation Chat
Or Call us now!
Opening Hours Hours:
Monday – Friday: 9:00am – 5:30pm
Saturday: 9:00am - 5:30pm
Sunday – CLOSED
Late Appointments Available On Request
Address
1210 London Road,
Leigh-on-Sea,
Essex,
SS9 2AU
Mortgage Simple Limited and Mortgage Simple Commercial Finance Limited is an Appointed Representative of Affinity Mortgages Ltd which is authorised and registered by the Financial Conduct Authority FCA No. 598756.
Registered company address: Turnpike House, 1208-1210 London Road, Leigh-on-Sea, England, SS9 2UA.
Some types of finance such as bridging, development, commercial and buy to let mortgages may not be regulated by the Financial Conduct Authority. Fees may be payable for advice and/or arrangement of your mortgage. As a mortgage is secured against your home or property, it could be repossessed if you do not keep up the repayments on it or any other loan secured against it. Think carefully before securing other debts against your home.
Copyright 2022 . All rights reserved
Mortgage Simple Limited and Mortgage Simple Commercial Finance Limited is an Appointed Representative of Affinity Mortgages Ltd which is authorised and registered by the Financial Conduct Authority FCA No. 598756.
Registered company address: Turnpike House, 1208-1210 London Road, Leigh-on-Sea, England, SS9 2UA.
Some types of finance such as bridging, development, commercial and buy to let mortgages may not be regulated by the Financial Conduct Authority. Fees may be payable for advice and/or arrangement of your mortgage. As a mortgage is secured against your home or property, it could be repossessed if you do not keep up the repayments on it or any other loan secured against it. Think carefully before securing other debts against your home.